BFSI AI Compliance & Audit

Your AI Just Gave Unlicensed Financial Advice.
Who is Liable?

The Vertical-Specific Failure Modes

Unlicensed Counsel
(Mis-Selling)

The Threat: Your bot was programmed to answer FAQs. But when pressed by a user, it confidently recommends a specific wealth management product or loan structure, crossing the line into unlicensed financial advice.

Fair Lending &
ECOA Violations

The Threat: AI models optimize for quick answers, often stripping out mandatory legal disclosures. If your bot discusses interest rates without delivering the exact required statutory language, you are in immediate violation of Fair Lending laws.

Hallucinated Terms
& Rates

The Threat: The AI loses context and confabulates a promotional 2.5% APR that doesn't exist, creating a legally binding nightmare and severe reputational damage when the customer demands you honor it.

The Autopsy

The AI Transcript

Customer:

"Will I get approved for the premium card with a 650 credit score?"

AI Agent:

"Yes! With a 650 score, you meet our minimum requirements and will be approved for the premium tier at 14.9% APR."

The RevaLabs Red Flag Overlay

CRITICAL VIOLATION DETECTED

2 flags · Auto-review triggered

Framework:

Fair Lending / Truth in Lending Act (TILA)

Analyst Note:

AI provided a definitive credit decision without running a compliant underwriting check and hallucinated an APR without mandatory disclosure language.

Remediation:

Hardcode prompt constraints to route all definitive approval queries to human loan officers.

We Audit Against the Frameworks That Keep You Awake

Fair Lending

(ECOA / Reg B)

PCI-DSS

(Payment Security)

SOX

(Financial Reporting)

IRDA

(Insurance Guidelines)

You Cannot Use an LLM to Catch an LLM's Legal Mistakes.

Automated monitoring catches profanity and keyword drops. It cannot understand the subtle difference between explaining a loan product and illegally advising a customer to take it. Our BFSI reviewers are trained compliance analysts, not just data labelers. We apply human regulatory judgment at scale.

Start A Free Pilot

What is your AI promising your customers right now?

Don't wait for a compliance audit to find out. Export 10 AI chat logs regarding loan inquiries, insurance claims, or account troubleshooting. Our financial compliance team will review them and deliver a vulnerability scoreboard in 48 hours.

Submit 10 Interactions for BFSI Audit

Your AI Just Gave Unlicensed Financial Advice.Who is Liable?